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ZeusCoffer

Track your finances

"What gets measured gets managed."

ZeusCoffer builds your real BC take-home pay from your actual work schedule, tracks what you log against what you planned, and splits what's left between savings and investing — automatically, every month.

75%

of people with a specific savings goal save regularly, vs. 62% of those without one

63%

of budgeters say it's the only way they actually know where their money goes

56%

of people who don't track spending can't say what they spent last month

Sources: NerdWallet, Corporate Insight, The Penny Hoarder

Quick tips to make it stick

  • Log expenses the same day you spend, not at month's end.
  • Review actual vs. planned weekly, not just when something feels off.
  • Automate the split between savings and investing so it's never a decision.

Welcome back

New here? Enter an email and password, then tap "Create account."

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Summary Income Plan Track Results Insights

Net income

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Planned

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Actual

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Remaining

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Savings rate

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Emergency fund

—

Welcome to ZeusCoffer

Fastest way to get real numbers on this page: enter your work schedule first so we can calculate your actual BC take-home pay, then set your planned monthly expenses, then log real expenses as you spend them. The health score, alerts, and charts all fill in automatically once there's real data to work with.

Built for British Columbia, Canada

ZeusCoffer

Track your finances

The tax, CPP, and EI math below only applies here. Every field is editable, and everything recalculates instantly.

Preview mode — saving to this browser only.

Saved

Account

Your profile

Z Profile photo

JPG or PNG, up to 2.5 MB. Shown in your header.

Preferences

Notifications

Weekly spending digest

A short Sunday email — what you spent vs. your plan.

Security

Privacy

Export downloads everything as JSON. Deleting your account removes your data permanently.

Summary

This month at a glance

Money left after actual spending

-

Add income and expenses to see your month.

Net income

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Actual spend

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Planned spend

-

Savings rate

-

Biggest cost

-

-

Income used

-

-

Source

-

Actuals first; plan fills the gaps.

Income used vs remaining

Expense share of income

What each category takes from your income.

Overview

Financial health

Four scores, one number — the breakdown is below.

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/ 100

Budget adherence
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Savings rate
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Emergency fund
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Spending trend
—

Projected month-end: —

Top risk: —

Recommended: —

Insights

Spending alerts

Where your spending is heading this month, at your current pace.

Forecast

Cash flow forecast

See your balance over the next 30 days.

$
$

All recurring items

Income

Work schedule

Your hours and pay — everything else builds from this.

Job 1 (hourly)

$

Job 2 (hourly)

$

Fixed salary

$

Leave at $0 if you're paid hourly only.

Calculated

Income after tax

Show annual figures

Combined hours/week

—

Gross pay/month

—

Tax + CPP + EI/month

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Net pay/month

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An estimate using 2026 BC and federal tax rates, CPP, CPP2, and EI.

Inputs

Monthly expenses

CategoryPlannedDescriptionRecurring

Tick "Recurring" for bills you pay every month.

Recurring

Recurring bills

Your monthly bills, and whether each is logged yet.

Monthly total

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Annual total

—

Bills tracked

—

Actuals

Log spending

Log what you actually spend — snap a receipt or type it in.

Check the fields, then tap "Add expense."

$

—

Total this month

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Entries logged

—

Top category

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Showing only
DateDescriptionCategoryAmount

No expenses logged for this month yet.

Search

Search transactions

Try "groceries over $50" or "Costco last month."

DateDescriptionCategoryAmount

Comparison

Plan vs. reality

Plan vs. reality — tap a row to filter.

Planned expenses

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Actual expenses

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Difference

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CategoryPlannedActualDifferenceStatus

Result

What's left

Net pay/month—
Expenses — Remaining —

Split

58%
Savings $
Investment $

Edit either number and the other adjusts.

Planned left

—

Actually left

—

Difference

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Planned vs. actual, using your split above.

💰 Savings —
Planned
—
Actual
—
📈 Investment —
Planned
—
Actual
—

Running totals across every month logged.

Total savings, all time

—

Total investment, all time

—

Months logged

—

Goal

Emergency fund

$
Progress toward target—

Scenarios

Saved scenarios

Save your numbers as a scenario to compare setups later.

Goals

Savings goals

Anything with a target amount — vacation, car, tuition, debt.

$
$
$

Analytics

Financial insights

Digest

Monthly summary

Log at least one full month of expenses to see a summary here.

Earned

$0

Spent

$0

Saved

$0

Performance

Savings performance

What you should have saved vs. what you actually have.

Total saved, all time

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Current savings balance

$

Difference

—

Performance

Investment performance

Enter your portfolio value to see your gain or loss.

$

Total invested, all time

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Current value

—

Gain / loss

—

Performance

Saving vs. investing

Monthly savings vs. investing, with running totals.

Savings Investment Total saved Total invested

Trend

Spending trend

Total actual spending for each of the last 12 months.

Data

Backup and export

Export a CSV or full backup — your data stays yours.

Importing adds to your data — nothing gets deleted.

+ Log expense
Closing balance (actual), monthly —